Along with stone, concrete, and wood, glass is also an important component of modern architecture and can therefore be found on many construction sites. But have you ever experienced what can happen to glass on a construction site? Careless cleaning, sparks, or even negligent safety measures when handling this sensitive material can quickly lead to breakage and cracks. Once the damage occurs, it quickly becomes expensive – and insurance doesn’t always cover the risk. Glass protection during the construction process is therefore of paramount importance. But what constitutes effective glass protection?
The Fine Print – Hidden Risks in Insurance
Those who neglect the protection of glass surfaces on construction sites risk more than just a scratch. This is particularly evident in the fine print of insurance policies. Our review of the General Terms and Conditions of Insurance (GTC) and the Special Terms and Conditions (STC) of major construction insurance policies has shown this. The lack of protective measures or inadequate protection can quickly lead to the insurance company refusing to pay out in the event of a claim. Therefore, you should carefully review the contracts and ensure that you take all appropriate and intended glass protection measures on the construction site.
Potential Pitfalls of Glass Insurance
For construction site operators, taking out glass insurance is therefore a mandatory measure to protect themselves from high costs. However, caution is advised here too. Not every risk is automatically covered by supplemental glass insurance. Note that policies often contain special terms and conditions, the scope of coverage is not precisely defined, or the insurance policies contain high deductibles and compensation limits. Surface damage and visual impairments that can occur, for example, due to improper cleaning or thermal exposure are often not included in the coverage.
Which protective measures really help – our recommendations
Above all, you can actively avoid denial of benefits due to a lack of protection during the construction period by installing suitable protective measures such as films and covers. So, if you want to play it safe, rely on comprehensive and clever glass protection solutions. In this case, films are particularly effective and inexpensive in protecting against damage such as scratches, cracks, and minor visual impairments. And one more important note: All protective measures should be carefully documented – this will ensure smooth claims settlement in the event of an emergency and facilitate effective communication with the insurance company.
The Fine Print – Hidden Risks in Insurance
Those who neglect the protection of glass surfaces on construction sites risk more than just a scratch. This is particularly evident in the fine print of insurance policies. Our review of the General Terms and Conditions of Insurance (GTC) and the Special Terms and Conditions (STC) of major construction insurance policies has shown this. The lack of protective measures or inadequate protection can quickly lead to the insurance company refusing to pay out in the event of a claim. Therefore, you should carefully review the contracts and ensure that you take all appropriate and intended glass protection measures on the construction site.
Potential Pitfalls of Glass Insurance
For construction site operators, taking out glass insurance is therefore a mandatory measure to protect themselves from high costs. However, caution is advised here too. Not every risk is automatically covered by supplemental glass insurance. Note that policies often contain special terms and conditions, the scope of coverage is not precisely defined, or the insurance policies contain high deductibles and compensation limits. Surface damage and visual impairments that can occur, for example, due to improper cleaning or thermal exposure are often not included in the coverage.
Which protective measures really help – our recommendations
Above all, you can actively avoid denial of benefits due to a lack of protection during the construction period by installing suitable protective measures such as films and covers. So, if you want to play it safe, rely on comprehensive and clever glass protection solutions. In this case, films are particularly effective and inexpensive in protecting against damage such as scratches, cracks, and minor visual impairments. And one more important note: All protective measures should be carefully documented – this will ensure smooth claims settlement in the event of an emergency and facilitate effective communication with the insurance company.
